Question?....

Would you shop at Safeway if the only product choices were the generic brands?  Probably not...as we want variety to pick and choose from.

Why would you “shop” for insurance through an agent (State Farm/Allstate etc) that only offers one company’s products?  Those well marketed “captive agents”, like State Farm, have the big names, but do they have the BEST RATES AND COVERAGE? 

When the captive agents have a rate increase, will he/she re-quote you with another carrier to make sure you’re rates are competitive?  BEWARE...if your risk doesn’t fit their parent company’s profile, you will pay for it, literally.

We chose our alliances with “A” rated insurance carriers very carefully.  This setup allows us the ability to write a very broad range of risks.  Aside from home/auto we have great rates on rental properties, vacants, trailors, boats, motorcycles etc.  This allows us to mix and match the best carrier with your individual needs.  And if your rate increases sharply, we can re-quote your policy with 8 other carriers. 

It’s quite simple, the more options we can provide, the better value you will receive.